i have about $6,000.00 in separate credit cards and was wondering if it would just be cheaper to get a consolidation loan and get rid of the cards so that i dont use them again! and also can i really get a consolidation loan if i have a lot of money due in back medical bills and got behind on some of my bills so my credit isnt all that great? thank you so much for your help

Do they stpo the accounts? Put a halt on them, or do they keep them open? I dont mind putting a halt, but to close the accounts after all is paid on the consolidation loan, i would like to know i have an open line of credit with my card company. Any input will be gladly appreciated! Thanks!

I have a considerable amount of unsecured debt. I have several charge offs on my credit but I’m still sending those companies payment. Everything is being paid monthly though its not reported. Those companies will not report this on my credit and I understand that. Is there any REAL lenders out there that will give me a consolidation loan?

I was in the hospital a while back and bills started piling up. I lost my job, was kicked out of school, and then my vehicle broke down. I had no way to pay my bills and now that I have a job, I cannot pay any minimum payments on anything including my student loan. I was just wondering if it was possible to get a consolidation loan to pay one low payment with my extremely horrible credit.